UPI Payments Supercharged with your
RuPay Credit Card

UPI Payments Supercharged
with your RuPay Credit Card

Get your RuPay credit card and make instant UPI payments
– faster, secure, and rewarding.

Download Light App

Easy Credit. Smarter Pay. Get your Card

Zero Joining & Annual Fee

Credit shield cover of ₹1,00,000

Reward Yourself for Every Spend

1% fuel surcharge waiver

New look. New Rewards. Same UPI

Save on everyday spending

Earn Light Coins everytime You
complete a Payment

Instant discounts, on demand

Get lowest price deals and
discounts on top brands

Features that reignite the way you do payments

Pin Your Friends, Family And Shops That You Frequently Send Money To

Manage and control your cards directly within the app.

Track and categorize your expenses effortlessly.

Get help quickly and easily within the app.

Analyze your spending patterns with intuitive insights.

More value powered by Light

In App Shopping

Shop within the Light App and get exclusive deals and discounts

Rewards

Earn Rewards after shopping, paying your friends or family!

Friend Indeed

Bring your friends over to enjoy more rewards

One App For Credit, UPI and All Your Needs

Download the app, apply, and complete your KYC. After confirmation, use
your Credit Card to power UPI payments.

Download Light App

Available on

Frequently Asked Questions

Light is just days away from launching—and we’re just as excited as you are! Our top priority is making sure the app is 100% safe, secure, and built for peace of mind. Sit tight, it's worth the wait!

Both! You'll get your virtual RuPay credit card right on time in the app. Your physical card will also be delivered straight to the address you choose.

Not at all! Your RuPay credit card from Light can be used for:

Linking with UPI within the Light app
Online shopping
Swiping at stores (PoS machines)
Contactless payments
And just about anywhere else a credit card works

To maximize your rewards, you can link multiple payment methods including:

Your bank account
Debit cards
RuPay credit card

According to UPI guidelines, credit cards—including RuPay—cannot be used for peer-to-peer transfers. Let’s keep it responsible and stick to the rules.

❤️ Favourite Payee

🧾 In App Card Management

💸 Expense Markup Magic

📞 Efficient Issue Resoultion

📊 Smart Spend Insights

Can’t wait for Light? When’s the app going live?

Is the RuPay Credit Card virtual or physical?

Is this card only for UPI transactions?

Which UPI payment methods can I use with the Light App?

Can I use my RuPay Credit Card to send money to friends and family via UPI?