{"id":124,"date":"2025-07-22T07:02:34","date_gmt":"2025-07-22T07:02:34","guid":{"rendered":"https:\/\/www.lightcred.com\/blog\/?p=124"},"modified":"2025-07-22T07:02:35","modified_gmt":"2025-07-22T07:02:35","slug":"how-to-set-upi-pin-and-keep-it-secure","status":"publish","type":"post","link":"https:\/\/www.lightcred.com\/blog\/how-to-set-upi-pin-and-keep-it-secure\/","title":{"rendered":"How to Set a UPI PIN and Keep It Secure"},"content":{"rendered":"\n<p>With India\u2019s growing digital payments landscape, <strong>UPI (Unified Payments Interface)<\/strong> has become one of the most preferred methods for fast, secure, and real-time money transfers. Whether you&#8217;re paying at a local shop, splitting bills with friends, or transacting online &#8211; UPI is everywhere.<\/p>\n\n\n\n<p>But with this convenience comes the responsibility of keeping your <strong>UPI PIN<\/strong> safe.<\/p>\n\n\n\n<p>In this guide, we\u2019ll walk you through:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>What a UPI PIN is<\/li>\n\n\n\n<li>How to set it up<\/li>\n\n\n\n<li>Best practices to keep it secure<\/li>\n\n\n\n<li>What to do in case of a compromise<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">What is a UPI PIN?<\/h2>\n\n\n\n<p>A <strong>UPI PIN<\/strong> is a <strong>4- or 6-digit personal identification number<\/strong> that you set while linking your bank account to a UPI-enabled app (like Light, Google Pay, PhonePe, Paytm, etc.). This PIN is required for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Sending money<\/li>\n\n\n\n<li>Authorizing transactions<\/li>\n\n\n\n<li>Checking balances<\/li>\n<\/ul>\n\n\n\n<p>It acts as a <strong>digital lock<\/strong> for your bank account &#8211; no transaction can go through without it.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How to Set Your UPI PIN (Step-by-Step<\/h2>\n\n\n\n<p>To use UPI, you must link your bank account and set a secure PIN. Here\u2019s how:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. <strong>Download a UPI-enabled app<\/strong><\/h3>\n\n\n\n<p>Use a trusted app like Light, BHIM, PhonePe, Paytm, or Google Pay.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. <strong>Verify Your Mobile Number<\/strong><\/h3>\n\n\n\n<p>Ensure your mobile number is registered with your bank account. The app will send an SMS to verify your number.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. <strong>Link Your Bank Account<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Select your bank from the list<\/li>\n\n\n\n<li>The app fetches the account linked to your verified mobile number<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">4. <strong>Enter Debit Card Details<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Enter the <strong>last 6 digits<\/strong> of your debit card<\/li>\n\n\n\n<li>Enter the <strong>expiry date<\/strong><br>(If your card has no expiry, use \u201c00\/49\u201d as the date, as per NPCI guidelines)<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">5. <strong>Set Your UPI PIN<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You\u2019ll receive an OTP on your registered mobile number<\/li>\n\n\n\n<li>Enter the OTP and choose a <strong>secure UPI PIN<\/strong><\/li>\n\n\n\n<li>Re-enter the PIN to confirm<\/li>\n<\/ul>\n\n\n\n<p>Your UPI PIN is now active. You can now send money, pay bills, and do more \u2014 instantly.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Best Practices to Keep Your UPI PIN Safe<\/h2>\n\n\n\n<p>While UPI is secure, many frauds occur due to users unknowingly sharing their PINs. Follow these best practices to stay safe:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Do:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Set a unique PIN that\u2019s not tied to birthdays, anniversaries, or repeated digits<\/li>\n\n\n\n<li>Change your UPI PIN periodically<\/li>\n\n\n\n<li>Use biometric locks and screen locks on your phone<\/li>\n\n\n\n<li>Always keep your mobile apps updated<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Don\u2019t:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Never share your UPI PIN with anyone \u2014 not even customer support<\/li>\n\n\n\n<li>Don\u2019t enter your PIN on suspicious apps or unverified websites<\/li>\n\n\n\n<li>Never respond to calls or messages asking for your UPI PIN<\/li>\n\n\n\n<li>Avoid writing your PIN on paper or saving it in unsecured apps<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Real-World Risks: Stay Alert<\/h2>\n\n\n\n<p>According to the National Payments Corporation of India (NPCI), most UPI-related frauds involve <strong>social engineering<\/strong>, where scammers trick users into sharing their PIN or installing fake apps.<\/p>\n\n\n\n<p>Some recent examples include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Fake \u201cpayment request\u201d messages<\/strong> where you unknowingly authorize a debit<\/li>\n\n\n\n<li><strong>Impersonators<\/strong> claiming to be from your bank or app asking for verification via PIN<\/li>\n<\/ul>\n\n\n\n<p><strong>Reminder:<\/strong> No bank, government agency, or genuine UPI app will ever ask for your PIN.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Forgot Your UPI PIN?<\/h2>\n\n\n\n<p>If you forget your UPI PIN:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Go to your UPI app \u2192 Account \u2192 Reset UPI PIN<\/li>\n\n\n\n<li>Enter your debit card details again<\/li>\n\n\n\n<li>Use OTP to set a new PIN<\/li>\n<\/ul>\n\n\n\n<p>This process is safe, but always do it from your <strong>own phone using the official app<\/strong>.<\/p>\n\n\n\n<p><strong>Final Thoughts<\/strong><\/p>\n\n\n\n<p>UPI has made financial transactions seamless and accessible for millions. But with great power comes great responsibility.<\/p>\n\n\n\n<p>By following basic hygiene practices &#8211; like setting a strong UPI PIN and never sharing it &#8211; you can protect your money and enjoy hassle-free digital payments.<\/p>\n\n\n\n<p>Stay smart. Stay secure.<br>And always think twice before you type that PIN.<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>With India\u2019s growing digital payments landscape, UPI (Unified Payments Interface) has become one of the most preferred methods for fast, secure, and real-time money transfers. Whether you&#8217;re paying at a local shop, splitting bills with friends, or transacting online &#8211; UPI is everywhere. But with this convenience comes the responsibility of keeping your UPI PIN&#8230;<\/p>\n","protected":false},"author":2,"featured_media":125,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[9],"tags":[],"class_list":["post-124","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-upi"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to Set a UPI PIN and Keep It Safe<\/title>\n<meta name=\"description\" content=\"Learn how to set up your UPI PIN step-by-step and keep it safe from fraud. Discover smart security tips to protect your digital payments using apps like Light, Google Pay, and more.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lightcred.com\/blog\/how-to-set-upi-pin-and-keep-it-secure\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to Set a UPI PIN and Keep It Safe\" \/>\n<meta property=\"og:description\" content=\"Learn how to set up your UPI PIN step-by-step and keep it safe from fraud. Discover smart security tips to protect your digital payments using apps like Light, Google Pay, and more.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.lightcred.com\/blog\/how-to-set-upi-pin-and-keep-it-secure\/\" \/>\n<meta property=\"og:site_name\" content=\"Light\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/lightcreditforupi\" \/>\n<meta property=\"article:published_time\" content=\"2025-07-22T07:02:34+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-22T07:02:35+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.lightcred.com\/blog\/wp-content\/uploads\/2025\/07\/How-to-Set-UPI-PIN-and-Keep-It-Safe.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"675\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Prathmesh Ghadge\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Prathmesh Ghadge\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.lightcred.com\/blog\/how-to-set-upi-pin-and-keep-it-secure\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.lightcred.com\/blog\/how-to-set-upi-pin-and-keep-it-secure\/\"},\"author\":{\"name\":\"Prathmesh Ghadge\",\"@id\":\"https:\/\/www.lightcred.com\/blog\/#\/schema\/person\/edb27eaeceac5ddc7643636b69e18048\"},\"headline\":\"How to Set a UPI PIN and Keep It Secure\",\"datePublished\":\"2025-07-22T07:02:34+00:00\",\"dateModified\":\"2025-07-22T07:02:35+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.lightcred.com\/blog\/how-to-set-upi-pin-and-keep-it-secure\/\"},\"wordCount\":616,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.lightcred.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.lightcred.com\/blog\/how-to-set-upi-pin-and-keep-it-secure\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.lightcred.com\/blog\/wp-content\/uploads\/2025\/07\/How-to-Set-UPI-PIN-and-Keep-It-Safe.png\",\"articleSection\":[\"UPI\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.lightcred.com\/blog\/how-to-set-upi-pin-and-keep-it-secure\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.lightcred.com\/blog\/how-to-set-upi-pin-and-keep-it-secure\/\",\"url\":\"https:\/\/www.lightcred.com\/blog\/how-to-set-upi-pin-and-keep-it-secure\/\",\"name\":\"How to Set a UPI PIN and Keep It Safe\",\"isPartOf\":{\"@id\":\"https:\/\/www.lightcred.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.lightcred.com\/blog\/how-to-set-upi-pin-and-keep-it-secure\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.lightcred.com\/blog\/how-to-set-upi-pin-and-keep-it-secure\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.lightcred.com\/blog\/wp-content\/uploads\/2025\/07\/How-to-Set-UPI-PIN-and-Keep-It-Safe.png\",\"datePublished\":\"2025-07-22T07:02:34+00:00\",\"dateModified\":\"2025-07-22T07:02:35+00:00\",\"description\":\"Learn how to set up your UPI PIN step-by-step and keep it safe from fraud. Discover smart security tips to protect your digital payments using apps like Light, Google Pay, and more.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.lightcred.com\/blog\/how-to-set-upi-pin-and-keep-it-secure\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.lightcred.com\/blog\/how-to-set-upi-pin-and-keep-it-secure\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.lightcred.com\/blog\/how-to-set-upi-pin-and-keep-it-secure\/#primaryimage\",\"url\":\"https:\/\/www.lightcred.com\/blog\/wp-content\/uploads\/2025\/07\/How-to-Set-UPI-PIN-and-Keep-It-Safe.png\",\"contentUrl\":\"https:\/\/www.lightcred.com\/blog\/wp-content\/uploads\/2025\/07\/How-to-Set-UPI-PIN-and-Keep-It-Safe.png\",\"width\":1200,\"height\":675,\"caption\":\"How to Set a UPI PIN and Keep It Secure\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.lightcred.com\/blog\/how-to-set-upi-pin-and-keep-it-secure\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.lightcred.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How to Set a UPI PIN and Keep It Secure\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.lightcred.com\/blog\/#website\",\"url\":\"https:\/\/www.lightcred.com\/blog\/\",\"name\":\"Light\",\"description\":\"The Bharat Dream\",\"publisher\":{\"@id\":\"https:\/\/www.lightcred.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.lightcred.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.lightcred.com\/blog\/#organization\",\"name\":\"Profitag Technologies Private Limited\",\"url\":\"https:\/\/www.lightcred.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.lightcred.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.lightcred.com\/blog\/wp-content\/uploads\/2025\/07\/light_logo-5.png\",\"contentUrl\":\"https:\/\/www.lightcred.com\/blog\/wp-content\/uploads\/2025\/07\/light_logo-5.png\",\"width\":645,\"height\":387,\"caption\":\"Profitag Technologies Private Limited\"},\"image\":{\"@id\":\"https:\/\/www.lightcred.com\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/lightcreditforupi\",\"https:\/\/www.linkedin.com\/company\/light-credit-for-upi\/\",\"https:\/\/www.instagram.com\/lightcreditcardforupi\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.lightcred.com\/blog\/#\/schema\/person\/edb27eaeceac5ddc7643636b69e18048\",\"name\":\"Prathmesh Ghadge\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.lightcred.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/bfd61c743a9c5e7918832e6f80661db1e22caf99f6a175dd4248670c4ed1a0c4?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/bfd61c743a9c5e7918832e6f80661db1e22caf99f6a175dd4248670c4ed1a0c4?s=96&d=mm&r=g\",\"caption\":\"Prathmesh Ghadge\"},\"sameAs\":[\"https:\/\/www.lightcred.com\"],\"url\":\"https:\/\/www.lightcred.com\/blog\/author\/prathmesh\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How to Set a UPI PIN and Keep It Safe","description":"Learn how to set up your UPI PIN step-by-step and keep it safe from fraud. Discover smart security tips to protect your digital payments using apps like Light, Google Pay, and more.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.lightcred.com\/blog\/how-to-set-upi-pin-and-keep-it-secure\/","og_locale":"en_US","og_type":"article","og_title":"How to Set a UPI PIN and Keep It Safe","og_description":"Learn how to set up your UPI PIN step-by-step and keep it safe from fraud. Discover smart security tips to protect your digital payments using apps like Light, Google Pay, and more.","og_url":"https:\/\/www.lightcred.com\/blog\/how-to-set-upi-pin-and-keep-it-secure\/","og_site_name":"Light","article_publisher":"https:\/\/www.facebook.com\/lightcreditforupi","article_published_time":"2025-07-22T07:02:34+00:00","article_modified_time":"2025-07-22T07:02:35+00:00","og_image":[{"width":1200,"height":675,"url":"https:\/\/www.lightcred.com\/blog\/wp-content\/uploads\/2025\/07\/How-to-Set-UPI-PIN-and-Keep-It-Safe.png","type":"image\/png"}],"author":"Prathmesh Ghadge","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Prathmesh Ghadge","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.lightcred.com\/blog\/how-to-set-upi-pin-and-keep-it-secure\/#article","isPartOf":{"@id":"https:\/\/www.lightcred.com\/blog\/how-to-set-upi-pin-and-keep-it-secure\/"},"author":{"name":"Prathmesh Ghadge","@id":"https:\/\/www.lightcred.com\/blog\/#\/schema\/person\/edb27eaeceac5ddc7643636b69e18048"},"headline":"How to Set a UPI PIN and Keep It Secure","datePublished":"2025-07-22T07:02:34+00:00","dateModified":"2025-07-22T07:02:35+00:00","mainEntityOfPage":{"@id":"https:\/\/www.lightcred.com\/blog\/how-to-set-upi-pin-and-keep-it-secure\/"},"wordCount":616,"commentCount":0,"publisher":{"@id":"https:\/\/www.lightcred.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.lightcred.com\/blog\/how-to-set-upi-pin-and-keep-it-secure\/#primaryimage"},"thumbnailUrl":"https:\/\/www.lightcred.com\/blog\/wp-content\/uploads\/2025\/07\/How-to-Set-UPI-PIN-and-Keep-It-Safe.png","articleSection":["UPI"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.lightcred.com\/blog\/how-to-set-upi-pin-and-keep-it-secure\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.lightcred.com\/blog\/how-to-set-upi-pin-and-keep-it-secure\/","url":"https:\/\/www.lightcred.com\/blog\/how-to-set-upi-pin-and-keep-it-secure\/","name":"How to Set a UPI PIN and Keep It Safe","isPartOf":{"@id":"https:\/\/www.lightcred.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.lightcred.com\/blog\/how-to-set-upi-pin-and-keep-it-secure\/#primaryimage"},"image":{"@id":"https:\/\/www.lightcred.com\/blog\/how-to-set-upi-pin-and-keep-it-secure\/#primaryimage"},"thumbnailUrl":"https:\/\/www.lightcred.com\/blog\/wp-content\/uploads\/2025\/07\/How-to-Set-UPI-PIN-and-Keep-It-Safe.png","datePublished":"2025-07-22T07:02:34+00:00","dateModified":"2025-07-22T07:02:35+00:00","description":"Learn how to set up your UPI PIN step-by-step and keep it safe from fraud. Discover smart security tips to protect your digital payments using apps like Light, Google Pay, and more.","breadcrumb":{"@id":"https:\/\/www.lightcred.com\/blog\/how-to-set-upi-pin-and-keep-it-secure\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.lightcred.com\/blog\/how-to-set-upi-pin-and-keep-it-secure\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.lightcred.com\/blog\/how-to-set-upi-pin-and-keep-it-secure\/#primaryimage","url":"https:\/\/www.lightcred.com\/blog\/wp-content\/uploads\/2025\/07\/How-to-Set-UPI-PIN-and-Keep-It-Safe.png","contentUrl":"https:\/\/www.lightcred.com\/blog\/wp-content\/uploads\/2025\/07\/How-to-Set-UPI-PIN-and-Keep-It-Safe.png","width":1200,"height":675,"caption":"How to Set a UPI PIN and Keep It Secure"},{"@type":"BreadcrumbList","@id":"https:\/\/www.lightcred.com\/blog\/how-to-set-upi-pin-and-keep-it-secure\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.lightcred.com\/blog\/"},{"@type":"ListItem","position":2,"name":"How to Set a UPI PIN and Keep It Secure"}]},{"@type":"WebSite","@id":"https:\/\/www.lightcred.com\/blog\/#website","url":"https:\/\/www.lightcred.com\/blog\/","name":"Light","description":"The Bharat Dream","publisher":{"@id":"https:\/\/www.lightcred.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.lightcred.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.lightcred.com\/blog\/#organization","name":"Profitag Technologies Private Limited","url":"https:\/\/www.lightcred.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.lightcred.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.lightcred.com\/blog\/wp-content\/uploads\/2025\/07\/light_logo-5.png","contentUrl":"https:\/\/www.lightcred.com\/blog\/wp-content\/uploads\/2025\/07\/light_logo-5.png","width":645,"height":387,"caption":"Profitag Technologies Private Limited"},"image":{"@id":"https:\/\/www.lightcred.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/lightcreditforupi","https:\/\/www.linkedin.com\/company\/light-credit-for-upi\/","https:\/\/www.instagram.com\/lightcreditcardforupi\/"]},{"@type":"Person","@id":"https:\/\/www.lightcred.com\/blog\/#\/schema\/person\/edb27eaeceac5ddc7643636b69e18048","name":"Prathmesh Ghadge","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.lightcred.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/bfd61c743a9c5e7918832e6f80661db1e22caf99f6a175dd4248670c4ed1a0c4?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/bfd61c743a9c5e7918832e6f80661db1e22caf99f6a175dd4248670c4ed1a0c4?s=96&d=mm&r=g","caption":"Prathmesh Ghadge"},"sameAs":["https:\/\/www.lightcred.com"],"url":"https:\/\/www.lightcred.com\/blog\/author\/prathmesh\/"}]}},"_links":{"self":[{"href":"https:\/\/www.lightcred.com\/blog\/wp-json\/wp\/v2\/posts\/124","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lightcred.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.lightcred.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.lightcred.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lightcred.com\/blog\/wp-json\/wp\/v2\/comments?post=124"}],"version-history":[{"count":1,"href":"https:\/\/www.lightcred.com\/blog\/wp-json\/wp\/v2\/posts\/124\/revisions"}],"predecessor-version":[{"id":126,"href":"https:\/\/www.lightcred.com\/blog\/wp-json\/wp\/v2\/posts\/124\/revisions\/126"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.lightcred.com\/blog\/wp-json\/wp\/v2\/media\/125"}],"wp:attachment":[{"href":"https:\/\/www.lightcred.com\/blog\/wp-json\/wp\/v2\/media?parent=124"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.lightcred.com\/blog\/wp-json\/wp\/v2\/categories?post=124"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.lightcred.com\/blog\/wp-json\/wp\/v2\/tags?post=124"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}