It is a security system that ensures that your money is safe whenever you make a UPI. UPI authenticates your identity two times when you invoice or receive money. Due to this fact, your transactions are secure, quick, and easy to use daily. What Two-Factor Authentication Means for You Two-factor authentication, or 2FA, is nothing…
Credit Card UPI allows users to make UPI payments directly using their credit card instead of their bank account. You still scan a QR code or pay via a UPI ID, but the amount is billed to your credit card. This makes payments faster and more flexible, but it’s not meant for everyone. Below is…
Late payments usually begin on a small scale: when a due date is missed by a day or two, when a bill is paid after being reminded, or when an EMI is delayed due to a shortage of funds. It might not be much at first, but the constant late payments can gradually undermine your…
Starting your financial journey can feel overwhelming, especially when you are already managing expenses, responsibilities, and future goals. Many beginners believe saving is something to think about later, once income increases or life becomes more stable. However, unexpected situations do not wait for the perfect moment. This is why learning the basics of emergency funds…
The Indian fintech future is defining the way in which people engage with money daily through AI. Artificial intelligence is silently being used to make payments, take loans, and perform other activities. It assists fintech sites in becoming quicker, safer, and more customized. With the increase in digital penetration in India, AI has become one…
UPI apps have made payments incredibly simple. Whether it is buying groceries, paying for transport, or ordering food, money leaves your account in seconds. This ease is exactly why many people struggle to manage daily expenses today. When payments happen digitally, you don’t feel the physical loss of cash, and spending slowly becomes invisible. Small…
E-payments have now become part of the daily routine. Most payments are now being made using money without the use of cash, whether it is payment of utility bills, ordering groceries, paying for travel services, or even shopping online. Although this is very convenient and saves time and effort, it also allows one to easily…
UPI has emerged as one of the most popular payment systems in India, and thus, the day-to-day transactions are fast and smooth. Many users have used UPI to replace cash, whether for purchasing groceries, paying utility bills, or buying food. This convenience has now been elevated a notch higher with the introduction of credit card…
Secrecy of your financial details has become one of the key life skills nowadays. Regardless of whether you are engaging in online banking, apps to do your shopping, or digital wallets, or even when you mostly work with cash, your financial information is always at risk. There are not only thoughtless individuals who become the…
UPI has made digital payments quick and convenient. Today, people use it for shopping, bill payments, and money transfers. However, with growing usage, online fraud has also increased. That is why learning Tips to Protect Your Money Online is essential for every UPI user. While UPI is technically safe, user awareness decides how secure your…