India’s payment ecosystem moved from cash and paper instruments toward an interoperable digital system in under two decades. Major milestones include RTGS (2004), NEFT (2005), IMPS (2010), UPI (2016) and successive innovations like AePS, BBPS, UPI Lite, and credit-on-UPI. Policy pushes such as demonetisation (2016) accelerated adoption, while RBI and NPCI ensured scalability, safety, and…
India is leading the world in digital payments. Over the past decade, we’ve witnessed an incredible shift from cash-dominated transactions to mobile-first payments. Two key players in this transformation are Unified Payments Interface (UPI) and digital wallets. While digital wallets were the first stepping stone to going cashless, UPI has now taken the center stage…
India’s digital revolution has transformed the way we make payments. Unified Payments Interface (UPI) has already become a household name, enabling instant, secure, and hassle-free transactions across the country. Now, the next big leap is here: Credit on UPI. This development isn’t just about convenience-it’s about reshaping how people access, use, and think about credit….
India’s Unified Payments Interface (UPI) continued its phenomenal rise in 2024, setting new records in digital transaction volume, value, and user adoption. What started as a real-time payment system just a few years ago has now become the backbone of India’s digital economy-powering daily transactions for millions of individuals, small businesses, and large enterprises alike….
Setting up UPI for your bank account is one of the quickest and most essential steps to enable seamless digital payments. Whether you’re using UPI for daily transactions, bill payments, or merchant QR scanning, the setup process is simple and takes less than a minute if your mobile number is already linked to your bank…
With the rise of digital payments in India, UPI QR codes have become one of the most convenient ways to pay-whether you’re at a supermarket, a local kirana store, or even buying fruits from a roadside vendor. But convenience often attracts fraud. In 2025, QR code scams are among the fastest-growing digital threats in India,…
Unified Payments Interface (UPI) has revolutionized digital payments in India, allowing seamless peer-to-peer and merchant transactions directly from mobile devices. With over 10 billion transactions processed monthly in 2025, UPI is now the backbone of the Indian fintech ecosystem. However, as widespread as it is, UPI isn’t without its challenges. Users frequently encounter transaction failures,…
Unified Payments Interface (UPI) has revolutionized digital payments in India, making transactions quick, easy, and seamless. However, with great convenience comes greater responsibility. A single mistake while using UPI can cost you your hard-earned money. In this blog, we’ll highlight 5 common UPI mistakes that people make-often unknowingly-that can lead to financial loss, and we’ll…
Forgot your UPI PIN and worried about visiting the bank? In 2025, there’s no need to stand in queues or fill out forms. Unified Payments Interface (UPI) apps like Google Pay, PhonePe, Paytm, BHIM, and many others now offer secure, easy-to-use options to reset your UPI PIN right from your smartphone. This guide walks you…
Losing your phone in 2025 is more than just a minor inconvenience-it’s a major security risk. With Unified Payments Interface (UPI) apps like Google Pay, PhonePe, Paytm, and BHIM becoming primary tools for digital transactions, your smartphone essentially acts as your wallet. If your phone is lost or stolen, immediate steps must be taken to…