Tips to Protect Your Money Online

Is UPI Safe? Tips to Protect Your Money Online

UPI has made digital payments quick and convenient. Today, people use it for shopping, bill payments, and money transfers. However, with growing usage, online fraud has also increased. That is why learning Tips to Protect Your Money Online is essential for every UPI user. While UPI is technically safe, user awareness decides how secure your…

UPI New Rules 2026

UPI New Rules 2026: Key Changes for GPay, PhonePe & Paytm Users from Jan 16

UPI New Rules 2026 officially came into force on January 16 and brought several significant changes to the everyday user. When you use apps like Google Pay, PhonePe, Paytm, and other UPI-based apps, the updates directly influence how you send, receive, and handle money. The new rules are aimed at providing better speed, less system…

Can multiple UPI credit payments affect the credit score

Can Multiple Small UPI Credit Payments Hurt Your Credit Score?

If you are searching, can multiple UPI credit payments affect the credit score? You’re asking a very important and timely question. Today, many people use UPI credit for very small payments, such as ₹20 for tea, ₹100 for groceries, and ₹250 for fuel, because it feels convenient and harmless. However, even though each payment may…

Do small UPI payments affect a credit score

How Small Daily UPI Payments Can Quietly Impact Your Credit Score

UPI has become so convenient that many people use it without thinking. From buying groceries to paying office colleagues or ordering food late at night, UPI is now the default payment method for millions of Indians. These transactions are usually small, instant, and feel completely harmless. However, the way UPI works today is very different…

What Is a Safe Credit Limit Usage on UPI?

What Is a Safe Credit Limit Usage on UPI? Complete Guide

UPI has transformed the daily payment system of people within India. In addition to paying with a bank account, users can now also pay with UPI credit, allowing them to spend first and repay later. Although this aspect is flexible, there also comes the responsibility. Many users are unaware that they are exceeding their credit…

From Cash to Credit: How Gen Z is Redefining Money with UPI

From Cash to Credit: How Gen Z is Redefining Money with UPI

The Financial Revolution Driven by Gen Z India’s financial landscape has changed dramatically in the last decade. With the rise of UPI (Unified Payments Interface), payments have become faster, simpler, and more secure than ever before. But for Gen Z, the digital-native generation, UPI is not just a convenience – it’s a lifestyle. Born in…