Credit Card

The manner in which individuals purchase products and services has been transformed in extraordinary ways over the last ten years. Digital wallets, UPI, online banking, and instant transfers have already transformed transactions. Another change that is currently occurring is the emergence of Credit-Led Payments. Why Credit-Led Payments Are Growing Rapidly The fast development of online…

Debt is often seen as something to avoid at all costs. Many people grow up hearing that loans are dangerous and should be avoided. While this advice comes from a place of caution, it does not tell the full story. Debt itself is not good or bad; it depends on how it is used. Some…

How to Build Healthy Money Habits Using Apps has become an important topic today. Life is getting expensive. At the same time, managing money feels overwhelming. However, technology makes it easier. Money apps help you track, save, and plan better. They guide your daily decisions. Most importantly, they help you stay consistent without feeling stressed….

Late payments usually begin on a small scale: when a due date is missed by a day or two, when a bill is paid after being reminded, or when an EMI is delayed due to a shortage of funds. It might not be much at first, but the constant late payments can gradually undermine your…

Starting your financial journey can feel overwhelming, especially when you are already managing expenses, responsibilities, and future goals. Many beginners believe saving is something to think about later, once income increases or life becomes more stable. However, unexpected situations do not wait for the perfect moment. This is why learning the basics of emergency funds…

UPI has emerged as one of the most popular payment systems in India, and thus, the day-to-day transactions are fast and smooth. Many users have used UPI to replace cash, whether for purchasing groceries, paying utility bills, or buying food. This convenience has now been elevated a notch higher with the introduction of credit card…

It is the question of how digital payment makes life easier that we go through without even considering it. Early mornings, when we have morning tea, and late evenings, when we order things online, digital payments are the new reality. They have transformed the way we pay, saving time and money. More to the point,…

The banks are not designed to be beginner-friendly in terms of credit card statements. They are financial terms, several numbers, and small details that can so easily bog one down. Most individuals think that all is okay, provided they take what is displayed in the SMS or app. Unluckily, the tendency frequently results in additional…